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Reality Check
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Page 1
Reality Check - What lifestyle do you want?
Here it is! You're on your own now.
Answer these few basic questions and we'll give you a Reality Check.
Good luck...you're gonna need it.
Shelter
(Check one)
at home with parents
own apartment (one bedroom)
share with roommate (two bedroom)
Transportation
(Check one - includes insurance, gas, maintenance, registration, car payment)
new car
used car
public transportation
Food
(check the one that best describes where you eat)
at home
Restaurants
half out/ half in
Utilities
(check all that apply)
electricity/gas/oil
water
telephone
land line
cellular phone
internet
Entertainment
(check all that you like to do)
cable
digital starter
digital preferred + two movie channels
clubs/movies
x per month
movie/computer game rental
CD/DVD purchases
x per month
sports events
concerts
books/magazines
Personal
(check all that apply)
clothing
haircuts
haircuts (simple, woman)
haircuts (simple, man)
haircuts ( with extra services)
cosmetics/toiletries
manicures
laundry at laundromat
Enter an amount for what you estimate you will spend or set aside each month for the following:
$
Savings (Minimum 10% of income. Pay yourself first!)
$
Emergency fund (Dented fender; flat tire; utility deposits. Life is full of surprises.)
$
Education (Tuition, books, student loans, etc.)
$
Healthcare (Insurance premiums, copays, prescriptions)
$
Health club and other memberships
$
Gifts (Holiday, birthday, special occasions)
$
Vacations (Gas or plane fare, food, fun)
$
Contributions (Faith based, political, community)
$
Pets (Food, veterinarian, etc.)
$
Tobacco products (If you must!)
Think you're ready?