WHAT WE DO:
Founded in 1991, Navicore Solutions is a national nonprofit organization that “strengthens the well-being of individuals and families through education, guidance, advocacy and support.” Its mission conveys the compassionate guidance it provides to individuals and families as the staff collaborates with clients, partners, and friends. Navicore is an advocate of financial education for the community at large, and it is our goal is to provide these services to meet the needs of the community and help consumers achieve and maintain financial stability.
Navicore is a member of the National Foundation for Credit Counseling (NFCC) and is accredited by the Council on Accreditation(COA). The COA commitment to maintain the highest level of standards and quality improvement is designed to identify providers that have set high performance standards for themselves and made a commitment to their constituents to deliver the highest quality services. Navicore Solutions is also an approved Housing Counseling National Intermediary in accordance with the standards set forth by the U.S. Department of Housing and Urban Development (HUD).
WHAT WE OFFER:
Navicore Solutions provides a wide range of services nationwide including the following core services:
WHAT WE NEED:
A large percentage of those whom Navicore currently assists are through referrals from individuals have helped in the past. Our services can also be of benefit to the employer and their employees, in addition to our clients. Therefore, Navicore Solutions actively seeks referral partnerships with other businesses or organizations.
One of the agency’s core competencies is to provide quality and compassionate services in an efficient manner. To reduce the cost of these services, Navicore researches funding resources for financial support on an ongoing basis. Program participants and consumers benefit directly from any funding received, as it aids us in keeping costs to a minimum and enables the expansion of the educational programs and financial literacy services offered. Opportunities to submit proposals for funding sources that would help facilitate this work would be welcome.
Navicore Solutions seeks to address the needs of those in default while developing resources to mitigate the level of student loan debt. With a focus on developing long-term solutions to address the student loan crisis, independent non-profit counselors are trained and certified to provide education and resources.
Focusing on implementation rather than the volume of financial literacy, Navicore Solutions developed a financial coaching program that adheres to the following principles:
Working hand in hand with the student and their family, an action plan is developed based on the known first year’s expenses and income sources. Illustrating how the student can fund their college education while minimizing the amount of student loan debt helps ensure that the student can complete their education. The plan incorporates the following:
Students and family create “what if” scenarios based on expected changes in income and expenses, which allows them to adjust quickly when their plan gets a little off track. This process helps to safeguard the consequences of poor decisions that may not be felt until years later. Navicore’s program puts financial literacy into practice. It teaches budgeting, planning and money management skills. Students establish short and long term plans to meet college expenses, they limit student loan debt and establish strong budget skills and habits throughout college, working towards long term financial security.
800-772-4557, ext. 80455
Jump$tart Coalition for Personal Financial Literacy