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My Classroom Economy®

What if all students knew how to budget? What if they learned to delay gratification? What if they understood the value of thinking long-term?  And what if they could start learning these lessons in kindergarten?

It’s one thing to talk about these concepts; it’s harder to make them stick. By creating a mini-economy within your classroom, these concepts come to life. Through practice and the ability to “fail safely”, students learn to take responsibility for their financial decisions—and the consequences that come with them. Students can experience the pride of earning a paycheck, the temptation of impulse spending, and the importance of distinguishing between needs and wants.

My Classroom Economy allows any educator to teach financial responsibility in a fun, experiential way. Everything you need to get started is available at www.myclassroomeconomy.org. And it’s all free.

MCEThe program is designed to overlay your existing curriculum—at any grade level and in any subject—and connects to the Common Core Standards and Jump$tart’s National Standards in K-12 Personal Finance Education. Step-by-step implementation guides are available for all grades.




Financial concepts mature with your students, incorporating taxes, insurance, and investing. You can use the online Investment Simulator to reinforce a long-term view of the financial future where asset allocation and compounding matter much more than the daily fluctuations of the stock market.

The program is staffed by volunteers at Vanguard who are passionate about investing in children’s financial futures. You’re invited to learn more about the program by visiting www.myclassroomeconomy.org. Please use our online contact form to ask questions, offer suggestions, and share your thoughts on the program. We look forward to hearing from you!