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05/09/2014 - Junior Achievement

Junior Achievement (JA) is the world's largest organization dedicated to giving young people the knowledge and skills they need to own their economic success, plan for their future, and make smart academic and economic choices. JA programs are delivered by corporate and community volunteers, and provide relevant, hands-on experiences that give students from kindergarten through high school knowledge and skills in financial literacy, work readiness and entrepreneurship. Today, JA reaches 4.4 million students per year in 117 markets across the United States, with an additional 5.8 million students served by operations in 120 other countries worldwide. Visit www.ja.org for more information.

JA offers a wide array of programs for students in grade K-12. These include:

JA Personal Finance explores the fundamental elements of personal finances: earnings, saving and investing, budgeting, credit, risk management, and giving. Students apply these elements to a personal financial plan that allows them to set specific goals for their lifelong financial needs and desired quality of life. (Grades 9-12)

JA Economics for Success gives students the information needed to build strong personal finances, a cornerstone to a happy, secure life. Students learn the importance of exploring career options based on their skills, interests, and values. They also learn about spending money within a budget; saving and investing wisely; and using credit cautiously. (Grades 6-8)

JA More than Money teaches students about earning, spending, sharing, and saving money. It also identifies businesses that students can start or jobs they can perform to earn money. Students play a game to learn money-management skills and to better understand the role and importance of money in their lives. (Grades 3-5)

JA programs are delivered in the classroom by dedicated volunteers from the local business community. With JA offices in 117 communities across the country, we are always looking for partners to help empower young people to own their economic success.


  • JA Build Your Future

Created jointly by Junior Achievement USA and PwC, the JA Build Your Future app helps teens explore potential future income from a desired career and evaluate the cost of post-secondary education to help them make informed decisions.

In JA Build Your Future, teens can assess more than 100 careers, see what levels of education are required and then calculate the cost of education. Teens can then adjust the level of money they and their parents may contribute, combined with student loans they may need to secure. At the end of the exercise, teens are given a Return on Investment (ROI) score between 1 and 5. The score helps teens and their parents create a roadmap for success that will take them from choosing a career to calculating the cost of achieving it.

JA Build Your Future works on Apple and Android phones and tablets. Get the app now at Google Play or download JA Build Your Future for Apple iPhone or iPad now! You may also use the online version of this app.

Ed Grocholski                                         
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