Who We Are


The Ohio Jump$tart Coalition for Personal Financial Literacy is a 501(c)(3) non-profit educational organization that brings together like-minded organizations to work collectively and collaboratively to advance financial literacy among kindergarten through college-aged students.  


Our partners are individuals and organizations who recognize and support the lifetime benefits of personal financial education: teachers, parents, corporations, CPA's, banks, credit unions, school administrators, school districts and boards of education.


Mission Statement                                                                    

Create and sustain an effective infrastructure to champion and support the systematic delivery of personal finance to Ohio school children during the pre-K through 16 classroom experience.


 The coalition aims to achieve the following goals:

  1. Create a sustainable infrastructure to support financial literacy initiatives
  2. Connect teachers with knowledge partners in the professional community
  3. Facilitate the delivery of teacher training
  4. Advocate financial literacy curriculum at the state and local level


Organizational Overview                                                        


The Ohio Jump$tart Coalition for Personal Financial Literacy (OJ$) seeks to build and sustain an effective infrastructure to champion and support the systematic delivery of personal finance knowledge to Ohio school children during the pre-kindergarten through 16 classroom experience. The organization was created to address the fact that the average high school graduate lacks basic skills in the management of personal financial affairs. Many are unable to balance a checkbook and most simply have no insight into the basic survival principles involved with earning, spending, saving and investing.

OJ$ fulfills its mission by educating students, parents, teachers and policy makers and directing them to available resources that will assist them in making informed personal financial decisions. Decisions that will help guide them toward a successful financial future.

How does OJ$ accomplish this?

-Provide access to financial education materials available (generally at no cost) to teachers for classroom use that focus on the six basic elements of personal finance financial planning; budgeting; savings; investments; credit; and insurance.

-Provide teachers access to qualified financial professionals who can make classroom presentations directly to students using real-life examples, which reinforce teacher instruction.

-Increase public awareness of the community's responsibility to provide personal finance education to our children. Education is critical to help them meet the challenges of an ever- evolving financial world.

-Facilitate educational meetings which are designed to encourage local agencies and teachers to work together to share financial education strengths. It is the goal that each organization will benefit in this sharing process by creating awareness of topics and speakers. Senate Bill 311 states that local business partnerships should be included in the teaching of personal finance in Ohio high schools. The legislation states "use available public and private partnerships and resources and materials that exist in business, industry and the centers for economic education."

-Advocate the value of personal finance curriculum as a high school graduation requirement according to Ohio Senate Bill 311. Encourage and advocate financial education for Pre K-16.

Current Environment                                                                  

Education in basic financial concepts such as budgeting and credit card management is critical to the future of the U.S. economy. We cannot expect our children to understand something as sophisticated as personal investment strategy unless there is a fundamental knowledge of the basic principles of personal financial planning. Consider these recent statistics:

-The average annual personal savings rate in the United States is below what is needed to endure financial hardships and achieve financial goals

-Consumer debt in the United States is now at an all-time high

-Mortgage loan delinquency (ratio of borrowers 60 or more days past due) recently hit a national average high

-Delinquencies on auto loans and home equity lines of credit reached their highest levels on record during the third quarter of 2008

-46 million Americans between the ages of 46 and 65 have no health insurance

-2/3 of the US economy is comprised of consumer spending

-Spending on teens in the United States is projected to total $117 billion in 2011

-Between 33-40% of high school seniors in the United States have their own credit card

-College students graduate from college with average credit card balances of $2,700

Organizational Structure                                                              

The Ohio affiliate of the nationally-based Jump$tart Coalition is comprised of volunteers from the educational, public and private-sector communities who share the belief that understanding personal financial matters is important.

OJ$ seeks to create a sustainable not-for-profit organization by utilizing programs designed and delivered by partnering organizations and volunteer support in Ohio.

The business affairs of OJ$ are managed by a Board consisting of twelve Directors, and other members as decided upon by the Board.